Affordable Housing under National Rental Affordability Scheme (NRAS)

The National Rental Affordability Scheme (NRAS) is an Australian Government initiative, delivered in partnership with the States and Territories, to stimulate the supply of new affordable, privately-owned rental dwellings. 

NRAS seeks to address the shortage of affordable rental housing across the nation by renting dwellings to low and moderate income households at a rate that is at least 20 percent below the market value rent.

Dwellings range from studio apartments right through to family homes, and are located where affordable rental accommodation is most needed, especially in areas where employment, schools and other services are available nearby, eligibility criteria apply.

To be eligible to apply for affordable housing under the NRAS scheme, your household income must meet the following index:

2018 – 2019 Household Income Limits:

Household composition

Household income limit ($)

One Adult


Two Adults


Three   Adults


Four Adults


Sole parent   with one child


Sole parent   with two children


Sole parent   with three children


Couple with   one child


Couple with   two children


Couple with   three children


*If the household income of an existing tenant exceeds the indicated limit (25 percent greater than the initial income limit) in two consecutive NRAS years, the tenant will cease to be an eligible tenant. This column indicates figures which are 25 percent higher than the household income limits for ease of reference for this purpose.